Plain Money https://plainmoney.org Making ordinary financial life intelligible — to the people living it. en Borrowing with purpose https://plainmoney.org/editions/borrowing-with-purpose/ https://plainmoney.org/editions/borrowing-with-purpose/ Sun, 23 Aug 2026 06:00:00 GMT Households now owe almost as much through unsecured loans as on housing. What we borrow for has been quietly changing shape for a decade. Does Eswatini have a debt problem? https://plainmoney.org/editions/does-eswatini-have-a-debt-problem-part-2/ https://plainmoney.org/editions/does-eswatini-have-a-debt-problem-part-2/ Sun, 16 Aug 2026 06:00:00 GMT The concluding instalment — the interest bill, the repayment calendar and how much room to breathe is left. Does Eswatini have a debt problem? https://plainmoney.org/editions/does-eswatini-have-a-debt-problem/ https://plainmoney.org/editions/does-eswatini-have-a-debt-problem/ Sun, 09 Aug 2026 06:00:00 GMT At around 40 per cent of GDP the number looks safe. The number is not the risk. Two point six months https://plainmoney.org/editions/two-point-six-months/ https://plainmoney.org/editions/two-point-six-months/ Sun, 02 Aug 2026 06:00:00 GMT The kingdom is carrying 2.6 months of import cover. Most of us are running a smaller version of the same balance sheet. We are the fortress https://plainmoney.org/editions/we-are-the-fortress/ https://plainmoney.org/editions/we-are-the-fortress/ Sun, 26 Jul 2026 06:00:00 GMT Do not wait for Parliament to establish a sovereign wealth fund before establishing your own. Margin for error shrinking https://plainmoney.org/editions/margin-for-error-shrinking/ https://plainmoney.org/editions/margin-for-error-shrinking/ Sun, 19 Jul 2026 06:00:00 GMT Financial crises rarely announce themselves. The Central Bank’s latest numbers are whispering — borrowing up, savings down, the cushion thinning. Create your own luck https://plainmoney.org/editions/create-your-own-luck/ https://plainmoney.org/editions/create-your-own-luck/ Sun, 12 Jul 2026 06:00:00 GMT The people who always seem lucky with money decided long ago not to leave their future to chance. They designed it. Pay what you owe https://plainmoney.org/editions/pay-what-you-owe/ https://plainmoney.org/editions/pay-what-you-owe/ Sun, 05 Jul 2026 06:00:00 GMT Some of the most expensive loans we ever take carry no paperwork — the unpaid supplier, the delayed payment, the promise not kept. Think twice before you borrow https://plainmoney.org/editions/think-twice-before-you-borrow/ https://plainmoney.org/editions/think-twice-before-you-borrow/ Sun, 28 Jun 2026 06:00:00 GMT In an economy with a thinning financial cushion, the wisest borrowing decisions are the deliberate ones — made before the money is spent. Let’s plan for Dvuladvula https://plainmoney.org/editions/lets-plan-for-dvuladvula/ https://plainmoney.org/editions/lets-plan-for-dvuladvula/ Sun, 21 Jun 2026 06:00:00 GMT Next month’s back pay is a rare opportunity to strengthen the household balance sheet — if the lump sum is guided by a plan rather than impulse. Money habits keeping us broke https://plainmoney.org/editions/money-habits-keeping-us-broke/ https://plainmoney.org/editions/money-habits-keeping-us-broke/ Sun, 14 Jun 2026 06:00:00 GMT Financial outcomes are shaped less by income than by habits learned long before the first salary. Let’s talk about money https://plainmoney.org/editions/lets-talk-about-money/ https://plainmoney.org/editions/lets-talk-about-money/ Sun, 07 Jun 2026 06:00:00 GMT Why the Central Bank’s rate decision matters far beyond economists — and what it means for the cost of living.